The approval of the personal loan amount of housing provident fund shall meet the following quota standards at the same time: (1) The loan amount of commercial housing, price-limited commercial housing, affordable housing, unit-funded housing and public housing shall not exceed 500,000 yuan, and other cities and counties shall not exceed 300,000 yuan; The maximum amount of second-hand housing loans is 300,000 yuan; The maximum loan amount for building self-occupied housing in the town where the city (county) government is located is 200,000 yuan, and the maximum loan amount for building self-occupied housing in other towns is 654.38+10,000 yuan; The maximum loan amount for renovation and overhaul of owner-occupied housing is 654.38 million yuan. (two) the loan amount of commercial housing, price-limited commercial housing, affordable housing, unit fund-raising housing and public housing shall not exceed 80% of the housing purchase price; The loan amount for second-hand houses and flexible employees shall not exceed 60% of the purchased housing price (the loan amount for flexible employees to purchase affordable housing shall not exceed 80% of the purchased housing price); The loan amount for the construction, renovation and overhaul of owner-occupied housing shall not exceed 50% of the required expenses. (three) after deducting the borrower's monthly repayment of principal and interest, the per capita living expenses of the family shall not be lower than the local minimum living standard. The personal loan interest rate of housing provident fund shall be implemented in accordance with the current provisions of the state.

The borrower's age plus the loan period shall not exceed the borrower's statutory retirement age of 5 years. The purchase of commercial housing, price-limited commercial housing, affordable housing, unit fund-raising housing and public housing, the longest loan period shall not exceed 30 years; The purchase of second-hand houses and the construction of self-occupied houses, the longest loan period shall not exceed 20 years; Renovation and overhaul of owner-occupied housing, the longest loan period shall not exceed 10 years. Flexible employment personnel to buy commercial housing, price-limited commercial housing, affordable housing, unit housing and public housing, the longest loan period shall not exceed 20 years; Renovation and overhaul of owner-occupied housing, the longest loan period shall not exceed 10 years.

Source: Fangfang Online-the largest house buying and selling website in Hainan!