What lending platforms are there?
1, JD.COM Finance-JD.COM Gold Bar
Officially independent from 20 13, specializing in internet financial investment, there are many sectors, including payment, insurance, loans, investment, crowdfunding and so on. It has developed rapidly in recent years, among which JD.COM gold bars have become the first choice for young users to borrow. They can apply by downloading Jingdong Financial APP, WeChat official account and official website.
2. Ant Financial Service-Sorry
Ant Financial was established in June, 20 14. The most famous products are Bai Hua and Lending Bao. At the beginning of the loan, 10 month has 10 million users. Up to now, the application channels have not been fully liberalized, and only through high-quality lists, invitations and activities, the threshold is low.
3. Weizhong Bank-Microfinance
As the first Internet bank in China, the loan product of Tencent Wechat Bank is micro-loan. Because of its early time, it was very popular at first and was regarded as the "originator" of small loan products on the Internet. However, the follow-up operation was not strong, and it was overtaken by other small loan products. If qualified, it is still a good choice.
4. Suning Consumer Finance-willful loan
Suning also has many consumer installment loans, such as cash loans such as free payment (installment), free loans and free loans, which can meet the borrowing needs of many people. The application threshold is low, and the second payment (3 seconds withdrawal) is higher than other platforms. Download APP and micro signal to apply.
5. Xiaomi Finance-Xiaomi Loan
With Xiaomi account, you can get a certain amount and withdraw your consumption. Products with pure credit, no mortgage and no loan can be downloaded from Xiaomi Financial APP for quick processing. Because it is a product, the amount is not very high, so it is easier for users who hold Xiaomi mobile phones to apply.
6. Instant consumer finance-instant loans
The China Banking Regulatory Commission approved the establishment of a national financial institution with a consumer finance license, which includes instant loans, instant wallets, instant installments and other products. It is the hottest financial lending platform in the past two years, with low application threshold and fast payment, attracting the attention of many office workers.
7. Ping An Pratt & Whitney Loan-Ping An I Loan
Ping An Pratt & Whitney and Ping An Bank, two different companies under the China Ping An Group, also provide loans. The difference is that one is a bank loan and the other is a private loan, each with its own advantages. For small partners who want to pursue the advantages of convenience and payment speed, Xi Cai Jun has launched Ping An Pratt & Whitney, which is safer and more reliable than other private lending.
8. Gitzo Consumer Finance-Jiexian Loan
Institutions specializing in micro-credit loans include cash loans, consumer loans and installment products. Although many users said that Gitzo did not do well in collection and interest rate, many people applied for Gitzo loan because of its convenient loan, high payment rate and good service.
9. BOC Consumer Finance-Xinyi Loan
An online financing platform specially designed for professionals with microfinance needs. Loan users can't apply, so they need to check the credit information. It is suitable for borrowers with stable jobs, and can be handled over the age of 20.
10, Zhaolian Consumer Finance-Spare money, good loan
This company is a platform jointly founded by China Merchants Bank and China Unicom. The most famous product is long-term loans, which can meet the capital needs of major groups.