What are the benefits of buying a house in full?
1, save money by buying a house in full.
Buying a house in full can exempt all kinds of handling fees and bank interest. Buying a house in full can be negotiated with the developer, which can further save the total house price.
2. There is no financial burden after buying a house in full.
After the full purchase, there is no economic pressure, and buyers are no longer worried about the house payment, so they can arrange their own funds more freely.
3. The whole house sells well.
It is more convenient to buy the house in full when it is resold, and it is not bound by bank loans. Once the house price rises, it will be cashed out quickly. Even if you don't want to sell, you can mortgage your house to the bank if you have financial difficulties.
Deed tax payment process
1, take a seat accordingly, and issue a document retrieval certificate. Whether buying the first family house or the second family house, the area is less than or equal to 90 square meters, and the deed tax rate is 1%. Buy the first family house with an area of over 90 square meters, and the deed tax rate is 1.5%. Buy two family houses with an area of over 90 square meters, and the deed tax rate is 2%. The deed tax rate is 3% for the purchase of the third suite of family housing and above. Only by issuing a file search certificate can you get a suitable seat and know the tax rate you should pay.
2. Prepare materials. Property buyers need to prepare five materials when paying taxes: purchase contract, proof of file search, original ID card and copy of household registration book.
After submitting the tax return and preparing the information, the next step is to apply for tax return to the corresponding tax bureau. Take the information, where to pay taxes, the article will introduce below. Fill in the letter of good faith later.
4. Check the basic information of tax payment, the tax bureau enters the information of the amount that taxpayers should pay, and then prints out a "Real Estate Transaction Tax Declaration Audit Form". When paying taxes, buyers must confirm the contents in the form and then sign and seal it.
5. Pay the fee, sign it and proceed to the next step-pay the fee. With the signature and seal of the "real estate transaction tax declaration audit form" to the corresponding toll counter to pay.