This is a fraudulent website. If you don't borrow it, it's also false to ask you to open a membership quota. I recommend one loan website after another. It's all for you to become a member. If you don't borrow hundreds of pieces of wool for recycling, you'll lose hundreds. Anyone who sees a black cat complaining knows that everyone should not be fooled.

How to judge whether the loan platform is formal?

1, whether the interest rate is reasonable.

The annual interest rate of the loan should be below 24%, which is protected by the judiciary. The loan must be repaid, and it is understandable if there is no third party to repay it.

But if the annual interest rate exceeds 36%, it is usury. This loan is unsecured. You can ask for repayment, and others can tell you to ignore it. If the interest rate is reasonable, it can be judged whether the loan company is a formal platform.

2. Is there any extra charge?

Formal loan companies will certainly not charge high fees to customers, and generally follow the process, and the fees are relatively low, because others are engaged in long-term business. If the company you borrow requires you to pay a high handling fee and deposit before and after the loan, this kind of violent collection will make you overdue for several days, mainly because the other party is not a formal platform.

I hope you can repay in advance to avoid future risks.

3. The office location is fixed.

Legal and compliant loan companies definitely need venues and relevant licenses. When illegal loan companies ask customers for addresses or other relevant details, they will not tell them clearly. They usually contact customers through the internet and communicate with customers by telephone, and will not provide other more detailed things. Such companies are informal platforms, because they are worried that after customers are overdue for a short time, all kinds of illegal activities such as high handling fees will be reported and will be violently collected.

4. There is no application threshold.

If you rely on your ID card, there are no other requirements, and you don't even care if you have borrowed money before and have overdue information. This kind of loan platform is definitely irregular, because this kind of loan company is also taking risks, with all kinds of high interest rates and routines. They are not afraid to borrow money, and have already made violent collection. Formal loan companies need to know the detailed information of customers and evaluate whether customers have loan qualifications. There is a certain threshold for application, and they will not borrow money easily.

Browser computer: macbookpro mos 14 open Google version 92.0.4515.131.