It takes 65,438+08-65,438+09 working days from the time when the borrower applies for a housing provident fund loan from the loan bank with relevant information. Among them: ① loan application (fill in the housing provident fund loan application form) is completed on the same day; (2) The bank shall conduct pre-loan review, and report to the municipal housing provident fund management center for review after approval, which shall be completed within 2 working days. (3) The municipal housing provident fund management center will review the loan and complete it within 1 working day. (4) After approval, the loan bank signs a loan contract with the borrower, which will be completed within 2 working days. ⑤ If the guarantee is selected, the guarantee company shall go through the formalities of counter-guarantee diya, which will be completed within 6 working days; If mortgage guarantee is selected, the borrower shall go through the mortgage insurance procedures and complete them within 7 working days; If you choose to pledge Bao Dan, the bank will handle the pledge formalities for you. The loan bank will submit the borrower's information to the municipal housing provident fund, which will be completed within 2 working days. All landowners city housing provident fund management center approval of loan materials, completed within 3 working days.