The purpose of banks' evaluation of fixed assets loan projects is to effectively control risks. By comprehensively evaluating the borrower's credit status, repayment ability and collateral value, the risk of non-performing loans can be reduced and the bank's capital security can be ensured. At the same time, the evaluation can also help banks to determine the loan amount and interest rate, so as to make reasonable pricing and ensure the sustainability and profitability of loan projects. The evaluation results can also provide reference for banks to make risk management strategies and decisions, so as to better protect the interests of banks and customers. Therefore, the purpose of banks' evaluation of fixed assets loan projects is to control risks and ensure the safety of funds.