The loan amount of Ping An policy can be adjusted according to the credit situation of customers, and the specific amount is limited, ranging from 5,000 yuan to 20,000 yuan. Ping An policy loan is based on the policies sold by China Ping An Insurance, and the loan amount is determined by calculating the policy value ratio. At present, the highest policy value ratio is 80%, so the customer's loan amount is based on this.

Ping An Fu pays 6500 yuan a year, 10 year. What is the cash value of the policy and how much can I borrow?

2597 1 yuan; 450 yuan. Ping An Fu, as an all-round protection product with low premium and high security in China, meets the all-round protection needs of investors. Ping An Fu paid 6500 yuan a year, 10 years. The cash value of the policy is 259,765,438+0 yuan, which can be loaned to 450 yuan. Every year, there will be a version upgrade, and different versions of products have different insurance rules and insurance clauses.

What is the loan amount of Ping An Fu policy?

The loan amount of Ping An Fu policy is related to the cash value of the policy. The general loan amount can not exceed 80% of the cash value of the policy, and the loan period can not exceed 6 months at a time. The loan interest rate is subject to the contract. For details, please refer to the policy loan column in the insurance clauses.

After taking out Ping An Fu, you can apply for a loan after 1 day's hesitation, but because the value of the policy you just bought is relatively low, you can't borrow much money.

Suppose Ping An Fu is insured for one year, with an annual premium of 9,000 yuan, and the cash value of the policy is about 5% of the premium, then the loanable amount is about 450 yuan.