It’s easy to get a loan if a teacher acts as a guarantee! Generally, the guarantor must be present! As for the loan amount you mentioned, it depends on what your personal loan purpose is! What is your actual repayment ability?

The conditions/materials required for loan application are as follows:

Original and copy of the borrower’s valid identity document;

Local permanent residence or valid residence status Certification materials

Proof of the borrower's loan repayment ability. Such as the income certificate issued by the borrower's unit, the borrower's tax bill, and insurance policy.

The borrower obtains the pledge rights, mortgage list and ownership certification documents required for the pledge and mortgage amount, and the written document of the owner and the owner of the property agreeing to the pledge and mortgage.

A written document in which the guarantor agrees to provide guarantee required for the borrower to obtain a guaranteed amount.

The guarantor’s creditworthiness certification materials.

An evaluation report of the collateral issued by a socially recognized evaluation department

Other documents and information specified by the bank

The loan steps/process/procedures are submitted by you Personal loan needs and general information are provided to the bank or loan product agency. The bank will then conduct a preliminary review of the loan applicant's loan application and arrange for a dedicated person to contact the loan applicant. If the loan applicant passes the preliminary review after contact, the bank will then guide the loan applicant to provide the required materials. , and then review, and finally reach the loan disbursement.