Will be sued, enforce the property, may affect the credit, it is recommended to repay in time.
What are the consequences of the loan money?
If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay it in installments;
If the lending institution fails to perform the judgment of the court within the performance period after suing the court and winning the case, it will apply to the court for enforcement;
When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law;
If the lender has no property to enforce and refuses to perform the effective judgment of the court, negative information such as overdue repayment will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be judicial custody;
Basically, it won't affect, and you can repay on time in the future.
Legal basis: Obtaining loans, bill acceptance, letters of credit, guarantees, etc. in Article 175 of the Criminal Law of People's Republic of China (PRC). Whoever defrauds a bank or other financial institution of funds, thus causing heavy losses to the bank or other financial institution or other serious circumstances, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also, or shall only, be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.
Answered on April 29, 2022
Lareina C
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Legal analysis: the consequences of not paying off the loan debt are: 1, bearing overdue interest; 2. The lender sued; 3. If the loan is not repaid after the court decides to repay it, it will be included in the list of dishonesty and limit high consumption. Legal basis: Article 675 of the Civil Code of People's Republic of China (PRC) stipulates that the borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time. Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.
Zhang Linlin, a criminal lawyer in Anshan, has been practicing for two years.
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