There is no social security loan for bank loans in Hangzhou. The application conditions for personal loan of Hangzhou Bank include but are not limited to the following aspects: age, income, credit record, etc. Among them, social security is one of the more important conditions when applying for personal loans, but it is not a necessary condition. Without social security, we can consider the following aspects: providing other income certificates, such as running wages and tax payment certificates, proving that we have a stable source of income, providing guarantors or collateral, and improving the credibility of loans.