Tik Tok's lenders are all regular licensed financial institutions, and the repayment records will be reported to the central bank for credit investigation, and the borrowers will fulfill their repayment obligations on time. Hami East Tianshan Microfinance Co., Ltd. was established on 20101015. According to the Company Law and the Measures for the Pilot Management of Small Loan Companies in Xinjiang Uygur Autonomous Region, the Financial Work Office of Xinjiang Uygur Autonomous Region approved the establishment of the first small loan company in Hami.