You can make a down payment of 30 thousand and a loan of 70 thousand How much each month depends on which mortgage you have, but no matter which mortgage, according to your income, you don't need to borrow it for too long. First, calculate various interest rates for you and compare them according to your actual situation:

The benchmark annual interest rate is 5.94%, and the monthly repayment amount of five-year loans is 135 1.34 yuan, and the monthly repayment amount of 10-year loans is 775.04 yuan.

Discount 15%, annual interest rate of 5.049%, monthly repayment of 70,000 years 1322.56 yuan, monthly repayment of 744. 10/4 yuan.

20% discount, annual interest rate of 4.752%, monthly repayment of 70,000 years 13 13.05 yuan, and monthly repayment of 734 yuan 10 year.

25% discount, annual interest rate of 4.455%, monthly repayment of 70,005 yuan 1303.58 yuan, and annual repayment of 723.95 yuan 10.

The discount is 30%, the annual interest rate is 4. 158%, and the monthly payment is 70,000 yuan, and the monthly payment is 765,438 yuan in 10.

That's it. I hope it helps you.