Many cities in China have the phenomenon of "procrastination" in which banks slow down or suspend mortgage loans. Some large state-owned banks have delayed their mortgage loans for at least half a month, while many private banks and small and medium-sized banks have suspended their mortgage loans. In order to solve this problem, SouFun Finance provides a "final payment first" loan service for buyers.

"Final Payment Advance" was launched by SouFun Finance, a financial lending platform under SouFun. It aims to solve the problem that the buyer's bank mortgage has not been lent and cannot be paid to the seller in full. "The last payment first" can provide low-interest loans for buyers, and buyers with good credit information and complete materials can get the "first payment" of SouFun Finance in the shortest time, which can easily solve the urgent need.

Let's take a look at the final payment of SouFun.

1. Who is the customer whose final payment is paid in advance?

The customer wants to buy a property that needs full payment somewhere, but he can't pay it all at once, and the bank's lending speed is slow.

Second, the last loan process to pay the advance payment

The customer submits the application and materials → approves the advance payment access → notarization, signing the loan contract → transfer → lending to the owner on the day of obtaining the transfer certificate → mortgage → bank lending, and SouFun Finance recovers the loan.

Third,? Information on the last advance loan (only for preliminary examination, and supplementary materials in the review stage shall meet the requirements of financial risk control)

A. Seller's ID card, household registration book and marriage certificate

B. Property ownership certificate of the purchased property

C. Online signing of this transaction

Fourth,? The last advance payment

A second-hand house buyer, Ms. Liu, who is going through the "final payment" procedure, was introduced by a colleague to handle the business. Ms. Liu mentioned, "I really don't believe what I saw in the advertisement, but my colleague really got the full amount from SouFun in a day or so. I also introduced me because the owner was too anxious to pay the money. "

The "last payment advance" of SouFun Finance has a large volume of transactions in first-tier cities such as Beishangguang in the past two months. In addition to fast loan, low rate, convenient operation and convenient repayment method, it is also an important factor to attract a large number of property buyers.

(The above answers were published on 2016-11-18. At present, please refer to the actual situation for the relevant purchase policy. )

When buying a new house, go to Sohu Focus.