At present, applications can be made in China Construction Bank, Agricultural Bank, China Bank, Industrial and Commercial Bank, Rural Commercial Bank, China Merchants Bank and Ping An Bank. , but the specific application depends on the local banking policy.

Every bank has a decoration loan business. If we want to talk about the threshold of loan application, other commercial banks are usually lower than the four major banks. If you want to talk about loan application amount or loan application interest rate, it is better to choose the four major banks than other commercial banks. The basic requirements of banks for applicants are similar, and there is no difference between advantages and disadvantages.

According to the feedback from some users who apply for decoration loans, if they are in first-and second-tier cities, it is best to choose large commercial banks to apply for loans. Because large commercial banks have sufficient loan quotas, guarantees and transparent processes. If you are in a second-and third-tier city, you'd better choose a bank close to home, which is convenient for handling.

For the lender, if the personal qualification is excellent, then of course, choose a bank with low loan interest rate and high applicable amount. If the lender's personal qualifications are not very good, then priority should be given to those banks that do not have such high requirements for the lender's qualifications.

I hope the above answers can help you!