1, delaying the acquisition plan will only increase your current ratio, but will not increase the asset-liability ratio. If the bank has no special requirements for this liquidity ratio, then there is no need to postpone the acquisition plan, because the bank can understand that the company's financial shortage is caused by the acquisition plan. Of course, if the acquisition is disclosed in June 5438+February, it is necessary to do investment income analysis and risk analysis, which is an increased burden.
2, this method is pure fraud, you can't pass the normal audit.
3. Similarly, if this bill is accepted by the bank or something, it will be invalid if you can't perfect it or do it; If it is commercial paper, you can try it, but extending the term can only increase the current ratio, but not change the debt ratio. If it is a commercial paper, it can be registered off-balance sheet to reduce the debt ratio.
This should be an important policy change. If the self-use production and operation real estate is converted into investment real estate, it will be recorded at fair value, and it may be problematic to confirm the change of profit and loss. Similarly, the audit estimate will not let you pass.
The point is, you need to know what indicators they care about, debt ratio? Mobility? Profitability, etc. And then make effective improvements.