1, your relatives use your identity to buy a house, or they have a bad reputation and can't get a loan, or they already have a house. If you buy another house, it must be two sets.

After the loan is repaid, it is unlikely that relatives will buy the house back in the short term. If your relatives have money and can pay in one lump sum, why do you need to borrow from the bank? Moreover, the repayment period of the loan to buy a house is long, usually 10 years or 20 years. Are you sure you won't buy a house during this period? You have applied for a loan. Although the house is sold, it is still a second suite.

3. If relatives don't repay on time, it will affect your credibility.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 209 The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

Natural resources owned by the state according to law may not be registered.

Article 214 The establishment, alteration, transfer and extinction of the real right of immovable property, which should be registered according to law, shall take effect when it is recorded in the register of immovable property.

Article 215 A contract concluded between the parties on the establishment, alteration, transfer and extinction of the real right of immovable property shall become effective upon the establishment of the contract, unless it is otherwise provided by law or agreed by the parties. Failure to register the real right shall not affect the validity of the contract.