Credit card white households refer to customer groups without bank credit records. When handling loans, such people will inevitably be trapped. The reason is that in order to control risks, some banks only target at people with good credit records. Credit card white households can also be divided into white households and pure white households. A white household refers to a person who has an application record but failed to apply for a card in the end for more than half a year. Pure white households refer to people who have never applied for credit cards and loans and have blank personal credit.

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1. What credit cards are easy for white families to pass?

Young card of China Merchants Bank, Y-Power credit card of Bank of Communications and Guangfa Bank are all easy to pass. Banks have no special restrictions on white families. The main basis for banks to handle credit cards for users is personal credit report and economic ability. The credit card review process for white households may be a little longer. If the white household has good credit, you can check which bank card you have more deposits, and banks with more deposits are more likely to apply through the user's credit card.

2. The reason why the application for credit card by white households was rejected.

The main reasons why a white household's application for a credit card was rejected were: no credit record could be found, and it was impossible to judge its credit quality; You can't judge whether you have the ability to repay on time through loan records and credit card records like others. Therefore, in order to reduce the risk, some banks may refuse to approve the card on the grounds that the applicant's credit is blank.

3. How do white letter users apply for credit cards?

It is recommended to choose cards with lower application threshold, such as Puka and Gold Card. When applying, you should provide information such as assets, financial resources, economic income, etc., such as deposit certificate, salary flow, scope property certificate, automobile driving license, etc. To prove to the bank that you have enough repayment ability.

4. What is the credit card limit of white families?

The credit card limit of each bank is comprehensively evaluated by the bank according to the applicant's own conditions, economic conditions and personal credit information. The maximum number of white family credit cards that each bank can approve is different. White households refer to people who have never handled any bank credit business such as loans and credit cards, and their credit records are blank. In general, the credit card amount applied by white families is not very high.

5. How to cancel the credit card?

① Call the customer service phone of the bank credit card center with your mobile phone, and select the cancellation service according to the voice prompt. It should be noted that your credit card needs arrears to operate successfully.

Go to the bank counter to cancel my ID card and credit card, and fill out the card cancellation application form at the bank for processing.