Meituan's borrowing money is a loan opening created by Meituan, a well-known Internet company, for users of Meituan's takeaway platform. Only qualified high-quality users can open it.
Meituan adopts the pure credit loan model to borrow money, and does not need to provide mortgages and guarantees, nor does it need to provide complicated application materials.
Meituan's daily loan interest rate is 0.05%, and the interest is calculated on a daily basis. If you borrow 65,438+0,000 yuan from it and actually use it for 65,438+00 days, the total interest generated will be 65,438+0,000 * 0.05% * 65,438+00 = 5 yuan.
How to open a US delegation to borrow money
1. Enter Meituan's personal account, update and improve your personal data, and the more detailed the better (this will help improve the credit line and pass rate);
2. Enter the borrowing function in Meituan wallet, carefully read the authorization of personal information use and personal credit authorization, and authorize it;
3. After completing the authorization, everyone can get the credit line and successfully open the loan of Meituan.
Judging from the current situation, the conditions needed to open a US group to borrow money are:
1, age 18 or above, good personal credit and stable personal income;
2. It is a user of Meituan, and has a relatively stable consumption record in Meituan;
3. Willing to provide contact information.
The consequences of overdue loans by Meituan are very serious. Therefore, everyone should do this immediately after discovering that their Meituan loan is overdue:
1. Get in touch with the customer service staff who borrowed from Meituan immediately, explain the reasons for the overdue, inform the other party that it will repay the loan immediately, and ask the other party not to report the overdue records to the central bank for credit investigation;
2. Raise repayment funds immediately, pay off overdue principal and interest together with overdue penalty interest as soon as possible, and then call the Meituan to tell them that they have paid off their debts by borrowing money.
For friends who have overdue loans from Meituan, only by following the above methods can we minimize the negative impact brought by loans overdue and save personal credit as much as possible.
If you just borrow money from the US delegation for one day, don't worry too much. Generally, it will not affect your personal credit information, as long as you pay off all the arrears and penalty interest. However, the credit line for Meituan to borrow money may be reduced, and the loan interest may be increased.