1. There is something wrong with the credit report.

For example, customers have left a record of non-performing loans or long-term loans on credit information because of some overdue behaviors in the past. These are all things that Alipay is worried about. In order to control risks, Alipay will temporarily restrict customers from using flower buds.

I can't spend money because of my own credit problems, and there is no good way to solve it. It will take a lot of time to try to use the line after the credit is repaired.

2. The income does not meet the requirements.

When customers use flower buds, they need a stable and sufficient source of income, which is the guarantee that customers can repay on time. If the customer's income can't meet the requirements of the platform, Alipay will naturally not let customers use the flower buds.

3. The debt ratio is too high

If customers also apply for other online loan products, their debt ratio will rise sharply. In this case, Alipay will worry about the repayment pressure of future customers, and in order to control risks, it will also restrict customers from using flower buds. In order not to affect themselves and reduce the risk of overdue, customers need to control their debt ratio.

4. The ID card has expired.

Customers need to upload their ID cards on Alipay and pass real-name authentication before they can use some of the above functions. If the ID card uploaded by the customer expires, Bai Hua will temporarily impose some restrictions on the customer according to the compliance requirements, and the customer needs to update the identity information in time.

5. System upgrades and updates

This situation also exists. In order to better serve customers, Alipay may update the system, and some functions of Alipay will be affected during the update process, which will affect customers' use of flower buds in a short time. In this case, the customer will be fine after the system update is completed.

6, illegal use of flowers.

Customers can use flower buds when they consume, but it does not mean that customers can extract flower buds for use. As a consumer product, flower buds have a certain range of use. For example, customers can't illegally withdraw flowers, which will be regarded as a breach of contract by Alipay in the future, and some restrictions will be imposed on customers.

7. The customer account number is abnormal

For example, customers frequently change login devices, or stay in an unsafe network environment for a long time. In this case, the risk factor of their Alipay account will increase, and naturally they will encounter trouble when using the flower buds.

8. Quota has been frozen by the system.

For example, the customer got the flower garden quota because of the violation of the rules. After being discovered by the platform, the platform may take some risk control measures for customers to recover their credit lines. In this case, the flower bed can no longer be used.

9. Sesame scores less than 600 points.

If you want to get the quota of flowers, then the customer's sesame score needs to be above 600 points. If the customer can't meet this condition, naturally, he can't use the quota of Huabai.

10, the system shows a fault.

When customers open flower beds in a bad network environment, the number of flower beds may not be displayed correctly. In this case, the customer can refresh several times.

It can be seen that there are many reasons for the sudden shortage of flower beds. Customers can consult the customer service of the platform to see where the specific reasons are, and then find out the problems and solve them in a targeted manner.