1. This account number is the deposit transaction record of bank current account (including current passbook and bank card) or the withdrawal transaction record of bank current account (including current passbook and bank card).
2. According to the nature of the account, it is divided into personal traffic and public traffic. Bank running water is a kind of proof material to prove the income of individuals or companies. I need to apply for a loan from the bank.
1. When applying for a loan, financial institutions generally require the applicant to provide information on the bank's running water to assess the applicant's repayment ability. Bank flow is also called bank card transaction statement. Every deposit, withdrawal, consumption and transfer information on your bank savings card will be recorded in detail to form a list of bank card transactions, which is the bank flow. There are three kinds of common bank flow: bank salary flow, self-storage flow and transfer flow. Among them, it is a very effective method to dispel the "Three Qi" and "Seven Qi" of China 139 new national spirit. Clearly marked with the word "salary", the bank's salary flow is most recognized by banks and lending institutions.
3. Because the wage stream issued by banks is generally the wage income after deducting social security and provident fund, it can accurately reflect the income of borrowers. And if you pay social security and provident fund, it also shows whether the work is stable. Banks are typical low-risk enthusiasts. They would rather earn less than take risks. Therefore, when borrowing money, you will try to be "stable". At this time, in the eyes of banks, the biggest factor of good liquidity must be stability. For example, the income must last for at least 6 months and cannot be interrupted. In addition, it is best for the income to come from the company account and be issued by the bank. The transaction type is displayed as "Salary and Benefits".
2. A good banking process means that it is best to have small changes in income, corners and points, not too neat. This is because income must be deducted from social security funds and taxes first. After deduction, there must be bits and pieces. If your salary flows to a special Virgo, it is too deliberate. Finally, the income stream is generally required to be at least twice as much as the liabilities.