Controversy should be no problem. The key still depends on whether its operation process is legal and safe. The brand assets and scale advantages of the group company have injected certain reliability into its financial business.
Second, how about Suning Finance? Is it safe? Does anyone invest in financial management?
Suning's funds are safe.
Suning Finance is the forerunner of financial O2O in China. With the massive online and offline user groups in Suning.cn, the unique O2O retail model and the full value chain business model from procurement to logistics, business modules such as payment account, investment and wealth management, consumer finance, corporate loans, commercial factoring, crowdfunding, insurance and prepaid cards have been established.
We have built a series of well-known products such as Suning Yifubao, Suning Wealth Management, Free Payment, Supply Chain Finance, and Extended Warranty of Electrical Appliances to provide consumers and enterprises with multi-scenario financial service experience.
At present, Suning Finance has four kinds of loan products, namely, willful loan, upgrade loan, wage savings loan and consumption installment. Among them, willful loans and upgraded loans have the highest lending quotas, up to 300,000 yuan. Provincial salary loan is a product that can provide you with a loan of up to 200,000 yuan, and supports cash withdrawal to bank cards. The credit line of consumption installment is not high, only 50 thousand yuan at most, but there is a 45-day interest-free period, which supports 0 down payment.
Extended data:
Suning's financial business model
Suning Financial family fortune Center pioneered online and offline Internet finance in China, broke through the simple mode of online experience of traditional Internet finance, provided convenient, comprehensive and high-quality services for customers, and built a one-stop o2o financial service platform.
Users can consult wealth management product knowledge and experience professional expert guidance services in Suning family fortune Center, which narrows the distance between users and Internet finance and brings a safe and secure purchase experience. It is understood that the average subscription amount of wealth management products of Suning family fortune Center has reached more than 50,000 yuan, and the maximum single subscription amount has exceeded 5 million yuan.