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There are several ways of loan guarantee.
Legal analysis: There are three ways of loan guarantee, including guarantee, mortgage and pledge. These safeguards can be used alone or in combination.

Legal basis: Civil Code of People's Republic of China (PRC).

The forms of suretyship include general suretyship and joint liability suretyship.

Article 427 To establish a pledge, the parties shall conclude a pledge contract in writing. A pledge contract generally includes the following clauses: (1) the type and amount of the secured creditor's rights; (2) The time limit for the debtor to perform the debt; (3) The name and quantity of the pledged property. (4) the scope of the guarantee; (5) Time and method of delivering pledged property.