Follow the following process to check your loan approval progress:

1. You can use your mobile account to log in to personal mobile banking and open the Industrial and Commercial Bank of China APP;

2. After entering the mobile banking interface, select the "Favorites-Loans-My Loans-Check Loan Application Results" function to query.

Operating environment:

Xiaomi MIUI11

Version 6.1

Other ways to check the progress of ICBC loans are as follows:

Users can log in to the official website of ICBC: /icbc/ and follow the prompts to check the loan progress.

2. Telephone inquiry

Borrowers can directly contact the credit manager who handles the loan business for you to learn about the approval progress. You can also dial 95588 and press "9" to receive manual service and let ICBC customer service personnel check the application progress for you.

3. Counter inquiry

Borrowers can bring their loan-related documents and personal ID cards to the business counter to inquire about the loan progress.

Industrial and Commercial Bank of China loan process

1. Fill in the residential mortgage application form and submit the following supporting documents to the bank: ID card, account book, marriage certificate, house bank statement.

2. The guarantors of both the borrower and the borrower sign a housing mortgage loan contract and have it notarized.

3. The borrower will complete the mortgage registration procedures with the bank for the property certificate of the mortgaged property.

4. The bank will review the borrower’s loan application, house purchase contract, agreement and related materials.

5. After the loan contract is signed and notarized, the bank will approve the loan to the borrower.

There are various types of bank loans based on different classification standards. For example:

1. According to different repayment periods, they can be divided into short-term loans, medium-term loans and long-term loans;

2. According to different loan amounts, they can be divided into wholesale loans and retail loans. Loans;

3. According to different repayment methods, they can be divided into demand loans, term loans and overdrafts;

4. According to different loan guarantee conditions, they can be divided into bill discount loans, bill discount loans and overdrafts. Mortgage loans, commodity mortgage loans, credit loans, etc.;

5. According to different interest rate agreement methods, they can be divided into fixed-rate loans and floating-rate loans, etc.

6. According to the purpose or object of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans, securities broker loans, etc.;