Early repayment of personal loans: the repayment person can apply for early repayment according to the terms stipulated in the loan contract, but he must submit a written application to the loan bank in advance, and can handle the early repayment business only after being approved by the loan bank.
In the loan contract, there is a clear agreement on the conditions to be met for early repayment and the number of days to apply for early repayment. As the prepayment needs approval, the borrower needs to apply for prepayment at the loan bank outlet as soon as possible. The expenses for prepayment shall be implemented according to the loan contract.
Pre-payment of personal second-hand housing loan: after the loan contract comes into effect, if the borrower has sufficient funds, he can repay in part or in whole in advance with the consent of the loan bank, and the loan bank can charge a certain percentage of liquidated damages according to the amount of pre-payment according to the loan contract.
Prepayment by credit card installment: contact the manual customer service of the credit card center of the issuing bank, or log in to the online bank for prepayment by credit card.
The word "bank" comes from Banca, Italy. Its original meaning is bench and chair, which is the business appliance of the earliest money changer in the market. English translation into Bank means the cabinet for saving money. In China, it is called "bank" because of the history of China's economic development.
In the history of our country, silver has always been one of the main monetary materials. "Silver" often represents money, while "bank" is the title for large commercial organizations. Calling a large financial institution dealing with money a bank was first seen in the Book of History by Hong Ren of the Taiping Heavenly Kingdom.
function
A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.
We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.
On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
Bank securities are a part of social security and a branch of social security industry. As far as prevention means are concerned, it includes three categories: artificial prevention, physical prevention and technical prevention. Technical prevention is a new preventive measure gradually formed in the field of bank security by using modern electronic alarm and other scientific technologies in the 1980s.
The bank security technology prevention system is an information technology network with comprehensive functions such as detection, delay and response, which effectively combines subsystems such as special equipment and software with anti-intrusion, anti-theft, anti-robbery and anti-destruction functions into an organic whole.