Bank of China’s personal consumption auto loans use the latest market quotation rate for loans of the same grade published by the National Interbank Funding Center as the reference interest rate.

Warm reminder:

In each floating period, the pricing is based on the addition and subtraction of basis points. The loan interest rate = the reference interest rate used on each pricing day + the added basis points, or the loan interest rate = each pricing day. The reference rate adopted - the basis points subtracted.

(Answer time: September 6, 2023)

The above content is for your reference, please refer to the actual business regulations.

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