; ? Nowadays, many office workers have stable jobs and a fixed income every month, but without deposits, they will inevitably encounter some unexpected situations and need to ask for bank loans. Today, I would like to introduce the Xinyi loan under the Bank of Shanghai, which is a pure credit consumption loan and suitable for people in urgent need of funds. You can learn about it if you need it.

I. Business Overview

"Xinyi Loan" is a RMB loan issued by Shanghai Bank to eligible borrowers by credit for their own and family's reasonable consumption purposes.

Second, the applicable customer base

1, aged 20-60, with stable work income and good credit record.

2. Civil servants, employees of institutions, employees of top 500 enterprises, employees of financial institutions and employees of advantageous industries who have worked for more than 2 years.

3. Comply with other regulations of Shanghai Bank.

Third, the loan amount.

"Xinyi Loan" is a revolving credit loan, and the amount can be recycled and can be repaid with the loan.

Fourth, time limit.

The shortest credit period of "Xinyi Loan" is 1 year, and the longest credit period is 3 years. For ordinary users, the repayment period is flexible, which can reduce the repayment pressure.

Verb (abbreviation of verb) repayment method

During the credit period, you can borrow and pay back. Repay in installments according to the proportion, and agree with the loan handling bank to repay a certain proportion of the principal, return the loan principal and corresponding interest every month, and return the remaining principal after the maturity.

Processing channels of intransitive verbs

1. Bring your ID card and proof of income to any branch of Bank of Shanghai, submit an application to the account manager, and approve it immediately if the information is complete.

2. Open our mobile banking or WeChat banking and apply online through the "personal loan" area.