The Agricultural Bank of China has a small short-term loan of 500,000 yuan with an annual interest rate of 6.8% for 20 years. If you pay interest, it depends on whether it is average capital or equal principal and interest: if the principal and interest are equal, it is 6700 yuan per month; The average capital, 8000 yuan in the first month, decreases month by month.

2. What's the monthly interest rate now? I want to borrow 65438+ ten thousand.

It is necessary to pay back 2400-26000 yuan with interest of 20000 yuan (if the loan is easy, the year of ordinary loan is 12%- 18, and the amount is about every month if divided by 24).

Three. Does the company accrue interest receivable every month?

Yes The company accrues interest receivable every month. In practice, in order to reduce the loan risk, no matter what kind of interest settlement method is adopted, the company will calculate the interest on a monthly basis and conduct corresponding accounting treatment.