A concise annual work summary of bank personal finance

A fulfilling work life has passed by without noticing. I believe you have gained a lot during this period, so write a good work summary. , learn lessons and guide future work. How to write a work summary to be more eye-catching? The following is a concise summary of the bank's personal financial annual work that I carefully compiled. I hope it can help everyone.

A brief summary of the bank’s personal finance annual work 1

In the blink of an eye, it has been the second year since I entered XX Bank. Two years is neither a long time nor a short time. Time has given me a deeper understanding of XX Bank, and it has also allowed me to improve my business skills through my own study, leadership and colleagues’ education and help, and become more qualified for the positions I have worked in and am currently working on.

In the past year, as an employee of XX Bank, I have personally experienced the huge changes that the share reform of XX Bank has brought to our daily work and life in various aspects, such as economic value added, key performance appraisal indicators, etc. The introduction of the concept has truly transformed the business philosophy of the operating department from focusing only on quantitative expansion in the past to focusing on qualitative improvement, and the resulting significant changes in job division and income distribution. The promulgation of various rules and regulations has put forward many clearer and more detailed requirements for the "standardized operation" of our XX Bank. We pay attention to detail management and refined management in our work, and we also have effective preventive and punitive measures for violations of laws and regulations. In particular, the "Special Rectification Activities for Violations and Violations" carried out within the industry has once again sounded the alarm to us that work must not only be done "well" and "quickly" but also "legally" and "compliant". ”, the important thing is to “prepare for a rainy day”.

At the end of 20xx, I signed up and was fortunate enough to be transferred to the XX approval team to serve as a compliance review post through a merit-based recruitment process within the industry. The transition from the personal loan comprehensive position in the Financial Management Center of the Southern District Branch to the compliance review position of the approval group, which is mainly corporate credit and personal large credit business, which I have never been exposed to before, is not a big span. However, with the educational care of my leaders, the help and guidance of my colleagues, and my own self-study efforts, I quickly overcame the initial discomfort and quickly integrated into my current role by reading relevant books and interpreting documents and regulations. From the beginning of 20xx to the end of July 20xx, I completed a total of 109 corporate loans and 3 corporate credit business compliance reviews, with a total amount of 47,435.262 yuan; completed 67 corporate credit rating compliance reviews Reviewed, including 29 mid-level loans, 34 A-level loans, and 4 BBB-level loans; completed the reception, submission for review, and issuance of decision-making opinions on 332 personal loans, with a total amount of 6,463.47 yuan. Completed the job requirements of this position well.

The XX local approval team belongs to the internal approval department of the bank. It faces all the operating departments within the bank and accepts and approves various credit businesses submitted by the credit operating department of XX Bank. Therefore, establishing an internal customer concept, treating the operating department as the customer we serve, and providing customers with high-quality, efficient, and standardized services are my most basic requirements as a compliance reviewer of the approval group. In daily business, I always do my best to help the operating department, patiently answer their various questions about the approval process, and often communicate with them through various compliant and effective channels to understand the operating department. Report the actual situation and problems to the leaders and special reviewers in a timely manner, try our best to help resolve the contradictions caused by information asymmetry between approval and operation, provide a basis for effective decision-making by bank leaders and special reviewers, and maximize the interests of XX Bank.

The XX local approval team is a department in the industry that has a large daily workload and is relatively busy. How to improve work efficiency and better complete work requirements is a question I often think about. I found at work that a lot of working time is spent on some relatively mechanical and simple repetitive tasks, such as checking some financial indicators of the reporting unit during the compliance review work. The calculation is relatively simple, but it requires checking the financial indicators of multiple units. Multiple financial metrics also cost compliance reviewers considerable time and effort.

Through self-study, I compiled a table using the formulas and functions in our commonly used EXECL spreadsheet software. I only need to fill in the relevant data from the company's balance sheet and cash flow statement into the table. The corresponding financial indicators for each year are such as Data such as asset-liability ratio, current ratio, quick ratio, profit rate, principal and interest coverage ratio, mortgage rate, guarantee rate and other data can be automatically calculated and generated, which greatly facilitates work and improves efficiency. I also shared this form with colleagues around me and colleagues in the operating department, so that everyone can work more efficiently. I also related and shared many related reports within the department to obtain the required data from each other, eliminating a lot of duplication of work and making a lot of data more accurate; I optimized some commonly used forms in the spirit of simplicity and ease of use. Using the design, enter the data at the specified location, and the computer will automatically generate the corresponding specification page for use. In addition, I think of ideas and find ways to deal with the details of many work processes, simplify the process, improve efficiency, and better complete work requirements while complying with relevant rules and regulations.

The work of the approval team is a comprehensive and meticulous job that requires an in-depth understanding of all businesses of the bank. Strengthening the study of various documents and systems is the most basic requirement for me to perform my job; actively participating in various regular and irregular special trainings and regular meetings and study sessions organized within the industry and departments will comprehensively improve my professional quality. . In the "Ying Xiang Future" account manager training class jointly held by XX Branch and XX Life Insurance Company ***, I learned a lot of marketing skills, ways of communicating with people, and understood the importance of teamwork. ;In the "XX Bank Advantage Products and Marketing" training class organized by the XX branch and explained by the leaders of the relevant departments of the provincial branch and relevant business personnel, I had a clear and full understanding of the various credit businesses of XX Bank. Which ones should be recommended to customers, which ones are being developed and promoted, and how to handle them, and what are the advantages and disadvantages; in the training class for full-time loan approvers in the province organized by the provincial branch and explained by senior loan approvers from the head office , I have a new understanding of some difficulties and blind spots that have always existed in my original work, such as where corporate groups should pay more attention, and the financial statements of a company should be analyzed and interpreted from many aspects, and some superficial aspects should be analyzed and interpreted. We must discover the true status of the company from its performance or poor performance, make reasonable judgments, and realize the importance of our work and position and the arduousness of the task. We need to be a good "gatekeeper of XX Bank assets" through our solid and effective work. In addition, whenever there is a new document issued by the industry, I also seriously participate in regular meetings and study meetings within the department, learn the spirit of the document, and implement it in my work. In particular, sometimes people from relevant departments in the industry are invited to explain difficult points in the business on the spot, which is a good opportunity for me to learn.

Only by studying the system, understanding the system, acting under the requirements of the system, mastering all-round knowledge, and understanding policy changes and industry risks can you become a qualified professional in the approval group position. In addition to doing my job well, as a publicity committee member of the Youth League Committee of the XX branch system, I participated in many activities organized by the Youth League Committee. Recommending the excellent works and learning experiences of employees in the industry, especially the youth league members, to everyone is the direction that I and other members of the youth league magazine "Youth Style" work together. I organized the collection of all kinds of excellent manuscripts, properly formatted and beautified the manuscripts, added exquisite illustrations and shading, and finally posted them on the website to share with everyone, which was well received by the majority of members. A large number of excellent works were selected and published by the provincial branch's "West Lake Weekly" and became known to the XX banking system in the province. I actively participated in the preparation of multiple presentations for the "Standardized Sunshine Service Demonstration" organized by the Youth League Committee of the system, and some of the suggestions and opinions I put forward were also recognized and adopted by leaders and colleagues.

Times are changing, the environment is changing, and the work of the bank is also changing from time to time. New things appear and new situations occur every day, which requires me to change with the situation. Learn new knowledge, master new skills, adapt to changes in the surrounding environment, improve my ability to perform my job, train myself to become a comprehensive XX Bank employee, better plan my career, and achieve the goals I strive for . Of course, I still have certain deficiencies in the handling and operation of some details. I will hone myself in future work and study, improve myself with the guidance and help of leaders and colleagues, carry forward my strengths, and make up for my shortcomings.

A concise annual work summary of the bank's personal finance 2

The end of the year is approaching amid the busy and intense work of all employees of the bank. The end of the year is the busiest time, but it is also the time when we feel most at ease. Because looking back on this year's work, every employee in our accounting and cashier department has gained their own results, and they have not been idle or wasting time. Although the division of labor is different, everyone is doing their best to contribute to the development of the industry. Time flies, and another annual hurdle will be crossed in the blink of an eye. In order to sum up experience, carry forward achievements, and overcome shortcomings, I will briefly review and summarize this year's work as follows:

This year I am working in the Finance Department Cashier work is mainly responsible for cash collection and payment, bill and seal management, invoice issuance and inter-bank settlement business. When I first started working, I simply thought that the cashier work seemed to be very simple. It was just counting banknotes, filling out checks, running to the bank, etc. Sex work, but when I really put into work, I realized that my knowledge and understanding of cashier work was wrong. Cashier work is not only a heavy responsibility, but also has many cultural and technical problems, which require a combination of theory and practice to master. In In my daily work, I can strictly abide by the financial rules and regulations, strictly implement the cash management and settlement system, achieve daily settlement and monthly settlement, regularly check the cash and accounts with the accountant, find that the cash amount does not match, and report in a timely manner and handle it in a timely manner according to the accounting Pay wages and other funds that should be paid in a timely manner according to the vouchers provided, adhere to financial procedures, strictly review relevant original documents, and do not pay if they do not meet the requirements. Strictly keep the integrity and safety of relevant seals, blank checks, blank receipts, and cash in stock, and keep track of them in a timely manner. Bank deposit balance, do not issue bad checks or postdated checks, check cash flow and bank deposit details after closing the accounts at the end of the month, and carefully bind the original vouchers of the month, deliver the original bank documents and payment documents in a timely manner every month, and cooperate with the accountant to complete all tasks Account handling and allocation of funds from various municipalities, and strict control of the use of special funds and bank accounts.

The above are some of my experiences and understandings since I started working this year, and they are also my way of transforming theory into practice at work. In the future work, I will strengthen my study and mastery of various financial policies, regulations and business knowledge, constantly improve my business level, strengthen financial security awareness, safeguard personal safety and the company's interests from losses, and do my best. I work hard and develop together with all the employees of the company. The new year means a new starting point, new opportunities, and new challenges. I am determined to continue my efforts and reach a higher level. Looking back on a year's work, I feel that there are still many shortcomings:

1. I am only satisfied with the completion of my own tasks, and I am not bold enough in work development;

2. Improvement of professional quality Unhappy, I haven’t learned enough new business knowledge;

3. There is still a gap between my own work and other peers, and I don’t have a strong sense of innovation.

The above is my personal work summary, and I will report it to the leaders and employees of the whole bank. All achievements in this year only represent the past. Each of us will keep all lessons and shortcomings in mind and work hard to improve. Work is day after day, and it may seem repetitive and boring, but we believe that “every little bit makes a difference.” With today’s accumulation, there will be tomorrow’s glory. Concise annual work summary of bank personal finance 3

20xx is my third year in charge. With the care of my leaders and the strong help of my colleagues, I successfully completed the annual work tasks. I will now report on my performance. As follows:

1. Strengthen service awareness and provide high-quality and efficient front-line services. As a head office employee, the quality of service is directly related to the image of the head office. In my daily work, I pay attention to the cultivation of service awareness, integrate humanized services and family-friendly services into every aspect of my work, and practice the "customer-centered" concept in a solid and effective manner, thinking about what the branch and customers want. , urgently address the needs of the branch and customers, and serve the branch efficiently and at a high level.

2. Strengthen risk awareness and prevent and resolve financial risks. Focused on studying the "Personal Financial Business Marketing Manual" and the internal control management system. At the same time, we should look for gaps and problems based on the work, focus on implementation and implementation, and urge employees to strictly implement it to the letter. We should focus on preventing operational risks and pay close attention to the implementation of the system, and gradually move the management work towards standardization. First, we focus on guiding employees’ risk awareness and preventing and controlling operational risks.

For example, in the third quarter, under the guidance of leaders, we focused on increasing the monitoring of authorized personnel and tellers, held special risk meetings for Guangdian Branch and Jiangnan Branch, issued risk reminders, and strengthened tellers' risk prevention awareness; secondly, we focused on guiding and cultivating employees' risk awareness. . Select the "Business Office Manager Diary" to recommend to "Heart Bridge" in a planned and step-by-step manner, and formulate the "20xx Quarterly Teller Assessment Form" to be goal-oriented and promote employee growth.

3. Strengthen marketing awareness and actively serve customers. 20xx was a year of transformation. I established the concept of "marketing is no small matter", insisted on paying equal attention to expansion and maintenance, paid attention to customer needs, paid attention to every word of customers, deeply explored customer value, and successfully completed the savings deposit issued by the head office. Task

4. Strengthen team awareness and improve the comprehensive ability of line personnel. The first is to focus on the improvement of employees' enthusiasm for their jobs and work ability. We continued to carry out the "Rotation Experience for Business Office Employees" activity, which received strong support from the bank's leaders and was fully recognized as a powerful measure by our bank to strengthen case-specific management and improve the internal control mechanism. The second is to focus on communication and feedback to control behavioral deviations. Communicate with branches in a timely manner on errors, workload, bank-enterprise reconciliation, business authorization, etc., and provide targeted accounting guidance.

5. Shortcomings in work and future plans. One is insufficient learning. Times are changing, the environment is changing, and the work of banks is also changing from time to time. New things appear and new situations occur every time. In the face of such severe challenges, there is still a lack of urgency and consciousness in learning. The second is that they are not proficient enough in some businesses. Mastering new theoretical foundations, professional knowledge, and working methods to adapt to the development of our bank requires me to change with the situation, improve my ability to perform my job, and train myself to become a comprehensive bank employee.

In the future work, I will carry forward my achievements, overcome my shortcomings, and work hard in the following aspects:

1. Strengthen learning. I will make unremitting efforts to learn the industry. new business knowledge and use it in practice to better adapt to the development needs of our bank.

2. Strive to improve work efficiency and quality, and actively cooperate with leaders and colleagues to do better work. ;