The 714 anti-aircraft gun will not affect personal credit, it will have adverse effects.

Once the 714 anti-aircraft gun is repaid, it will have the following effects:

1. Prosecution in court

Thinking too much. Our country's current supervision of the financial industry is very strict. Only banks, consumer finance, licensed online loan companies, etc. are qualified to lend. There are clear regulations on interest rates. More than 36% is illegal usury.

Many of the 714 anti-aircraft guns on the market are subject to beheading, illegal fees, and violent debt collection, so they are more afraid of going to court than you are.

2. The police come to your door

Impossible. Online loans are private loans. Civil disputes generally do not involve being caught by the police. Even if the other party calls the police, the police will not file a case. Therefore, those who call or send text messages threaten or intimidate you, saying that the police or court staff are coming to your door. , are all lies.

Even if the other party really dares to go to court to sue, the court will not send staff to the door to seize or arrest the person, but will send a summons by mail. In short, it will be the same if legal personnel come to the door to arrest the person. Liar.

3. Turn into a black account in the credit report

Collectors often say that overdue debt will affect the credit report and be listed as a black account in the bank. This is impossible. If it is really a 714 anti-aircraft gun mouth, you will not go to the central bank for credit reporting. Overdue credit reporting will have no impact on your credit reporting record. Only regular and reliable banking financial institutions or licensed companies will access the credit reporting. These loans with annual interest rates of tens or hundreds are not eligible for credit reporting.

4. Door-to-door debt collection

More than 95% of the time, it is impossible. Unless it is a local loan company, it has the time and energy to come to collect debts. The Internet is full of 714 bombs, and borrowers are all over the country. , they don’t have that much energy to send people to the door, and the cost is not cost-effective. If it gets too big, the company may be arrested, and the gain outweighs the loss.