Hello! If only interest expenses are considered, the shorter the loan term, the less the interest expenses;

If you have a better investment project with a higher income than the loan interest rate, and the income is certain and the risk is controllable, you can choose to invest as much as possible Longer loan terms to increase capital returns;

Also, consider your financial arrangements. For example, whether there is any possibility of emergency expenses, etc.

The above suggestions are for reference only. It is recommended that you consult a financial planner to tailor a suitable investment method for you.

If you still have questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=Bamp;logincmu=0, we will serve you wholeheartedly!