1. Too many applicants: the review takes time and the number of people is limited. Too many applicants may lead to slow review time.
2. Incomplete information: when filling out the application form, the information is not perfect enough, or the relevant information is wrong, and the relevant judicial institutions need time to verify it.
3. The platform approval is cumbersome: At present, students can apply for student loans through various Internet platforms. The platform needs to consider many factors when approving applicants, such as the credit status, economic status and education status of lenders. Therefore, the applicant's approval time may be delayed.
4. Incomplete personal information: When applying for student-origin loan, you need to provide rich personal information, such as family situation, academic performance, personal income, etc. If the applicant does not provide sufficient comprehensive information, the approval time will become more complicated.
5. Poor personal credit status: Credit status is one of the important criteria for examining student-origin student loans. If the applicant's credit status is not good, the review may be more complicated or even rejected.