There are many ways of repayment, the common ones are average capital and equal principal and interest. You should choose the repayment method according to your repayment ability and repayment plan. If the repayment pressure is high, you should try to choose long-term equal principal and interest, which can reduce the monthly repayment amount; If you have strong repayment ability and want to repay the loan in advance, you should choose short-term average capital, which can reduce the interest paid in advance. If there is anything unclear, you can ask me or ask questions.