The two brothers bought a house for their parents with 6.5438+0.8 million yuan. My brother paid 60 thousand yuan in advance with his savings, but my brother had no savings. The two brothers borrowed 1.2 million, the elder brother 30,000 and the younger brother 90,000. That's not fair to my brother. My brother lost interest on the down payment, which is equivalent to his brother lending his brother 30 thousand for free. In the next 65,438+00 years, my brother will repay my brother slowly, which is more loans than my brother will repay in the future. According to the current interest standard, my brother probably lost about 5000 yuan in interest. There is no need to haggle over every ounce between brothers. If the elder brother is better off, he will help the younger brother. Brother, thank you again when the conditions are good. I have three brothers and one sister. We three brothers often help my sister and brother financially. So far, I have given them no less than 65438+ million, and my other two brothers have also given no less than 65438+ million. Our help to my brother and sister is free, and we never want them to repay us. This is how brothers and sisters feel.

In fact, you should extend the mortgage term to 30 years, so that the monthly payment will be much less and the pressure will be much lighter. If you have money in the future, it is ok to repay in advance. The interest for more than five years is the same, and there is no need to only engage in 10 years. Currency always depreciates. Maybe in a few years, you can pay off one month's salary. I owe the bank money now. It's not that I have no money to pay back, but I want to leave the money in my hand and do something else.