As far as I know, Shenzhen Provident Fund can't buy a house in Huizhou, because Shenzhen Provident Fund can only be used when buying a house in Shenzhen, but not in Huizhou. If you want to use the provident fund to buy a house in Huizhou, you must pay the Huizhou provident fund, and then you must pay 12 months continuously before you can get a loan. Then the maximum amount of provident fund loans is 400,000. If both husband and wife have provident fund, the loan amount is 600 thousand, and the loan approval speed is also very fast.