1, a natural person with full capacity for civil conduct

2. Have a local permanent residence or valid residence status and a fixed detailed address.

3. Have a legal occupation and a stable and reliable source of income, and have the ability to repay the loan principal and interest on schedule.

4. Holding the agreement or contract for the purchase of designated brand cars signed with the BYD dealer of the lender.

5. To provide property mortgage, pledge or third-party guarantee recognized by the lender, the guarantor shall be an individual or unit recognized by the lender with compensatory ability and joint liability.

6. If the buyer is a husband and wife or a family member, he must be present to apply. If one party cannot be present for any reason, it shall fill in the power of attorney and sign and seal it.

7. The down payment shall not be lower than the bank designated by the lender.

8. Implement other loan conditions stipulated by the loan bank.

As long as you meet the appeal conditions, you can apply for BYD zero down payment interest-free loan to buy a car, so BYD Qin can pay zero down payment.

2. What are the procedures for buying a car with a zero down payment interest-free loan?

To buy a car with zero down payment and interest-free loan, you need to apply for a car. Generally, you can buy a car at low interest during the activity.

Loan car purchase process:

1. The customer chooses the car at the bank's special dealer and signs the car purchase agreement or contract;

2. The borrower applies for a loan from the bank.

3. Sign the contract with the consent of the investigation;

4. Go through the formalities of notarization and mortgage of automobiles;

5. Lender (bank) applies for release.

6. After the loan is paid off, the lender (bank) cancels the pledge certificate and returns it to the customer.

3. What are the procedures for buying a car with a zero down payment interest-free loan?

What is generally impossible is just a gimmick of the merchant. Because the country does not allow zero down payment, it is possible to be interest-free. 4s stores with manufacturer's finance will have some designated models.

What are the procedures for buying a car with zero down payment loan?

It is necessary to fill in the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, together with the relevant certificates of personal situation, vehicle price (fare) and vehicle information parameters on the certificates (provided by the seller). Zero down payment interest-free loan car purchase process: 1, choose loan car purchase mode. Mode 1: the customer directly applies for a loan to buy a car at a bank outlet. After the guarantee procedures are implemented, customers can choose dealers to buy cars they are satisfied with. Zero down payment interest-free car purchase mode 2: select the car to be purchased at the bank's special dealer, sign a car purchase contract or agreement with the dealer, and then apply for a loan through the dealer. Choosing a loan to buy a car carefully is the most important step in the process of buying a car with a loan. 2. Application: After you are optimistic about the vehicle you want to buy, fill out the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, and submit them to the loan bank together with relevant certificates of personal situation, vehicle price (fare) and vehicle information parameters on the certificate (provided by the seller); 3. The bank conducts pre-loan investigation and approval: after accepting the loan application, the bank investigates the credit status of the borrower and guarantor. For those who meet the loan conditions, the bank will promptly notify the borrower to fill in various forms; 4. Signing: notify the borrower to sign the loan contract, guarantee contract and mortgage contract, and go through the mortgage registration and insurance procedures; 5. Lending: The bank issues loans, which are directly credited to the account of the car dealer. If the borrower really needs to buy a car, the current car down payment is not enough, and zero down payment is still an option. After choosing a zero down payment loan to buy a car, the borrower should plan his own repayment plan to avoid leaving a bad record in the future because of the heavy repayment pressure. Million car purchase subsidy