Bank loans are basically issued in the afternoon or evening, not necessarily on Friday.

This is because there are many people who apply for bank loans, and the scale of lending is tightened. They all need to queue up for loans, and there are many lending procedures in banks. Before the loan, the staff need to spend time to complete the loan process, usually in the morning. Therefore, 3-6 pm is a common lending time for banks, and some banks will conduct a second audit before lending, which takes a long time.