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The personal loan transaction amount currently supported by our bank’s ATM

200000. Personal unsecured loan: The maximum loan can be up to 200,000 yuan, and the amount is approximately 5 to 10 times the monthly income. The limit of personal credit loan (unsecured loan) generally does not exceed 200,000 yuan. Personal mortgage loan: It mainly depends on the valuation of the collateral, which is basically about 70% of the loan value after the appraisal.