The monthly payment is 3638.67 yuan and the loan interest rate is 3.87%!
2. What is the interest rate of provident fund loans in 2022?
In 2022, the interest rate of the first suite of provident fund will be 2.75% within five years and 3.25% for more than five years. The policy of every place in the second suite is different. Look at your policy. The floating ratio is much more favorable than commercial loans. The key is to handle the provident fund offset business, so that money in the provident fund can be offset.
3. What is the interest rate of provident fund loans in 2022?
Coordinate Xi 'an, a financial practitioner, it's 2023.
Provident fund loans are divided into housing provident fund loans and provident fund credit loans.
The interest rate of housing provident fund loans shall be subject to the interest rate of individual housing provident fund loans announced by the People's Bank of China.
At present, the interest rate of the first family housing provident fund loan is: 1-5 years (inclusive), 2.75%, 6-30 years, 3.25%;
If you buy a second family house, the interest rate of the housing provident fund loan is 1. 1 times the interest rate of the first home loan in the same period, that is, the annual interest rate of 1-5 years (inclusive) is 3.025%; The annual interest rate for 6-30 years is 3.57.5%.
The interest rates of various banks for provident fund credit loans are different, depending on the comprehensive evaluation of personal qualifications. Generally floating around 4%.
Download the "mobile phone provident fund" APP, you can withdraw the provident fund anytime and anywhere with your mobile phone, and you can also check the balance of the provident fund, repay the loan, check the service outlets of the provident fund city and the latest policy trends?
4. What is the interest rate of Shenzhen Provident Fund loan?
First, the number of individuals in the first group has dropped from the current 2.75% to 2.6%, and the five-year period has dropped from the current 3.25% to 3. 1%. The second set of personal housing provident fund loan interest rate term (including five years) is less than 3.025% of the town round and more than five years.
Two. Individuals who paid before June 65438+1 October 1 in 2022 will implement the new interest rate standard from June 65438+1October/0/three years later.
Three. Each management department shall submit the loan back to the status of modifiable interest rate before June 65438+1 October12022, and submit it for review after rectification.
4. For the adjusted income statement and special signing agreement, interest rate and monthly repayment amount are involved.
5.65438+1 0/month in 2022, and the vacant amount in the mortgage lease of provident fund individual housing shall be implemented at the adjusted interest rate.