1. The project person applies for a current deposit account;

2. Information required for preparing the loan;

3. Determine the loan bank;

4. Bank filing and approval;

5. Inform the lender of the approval result and sign a loan contract with the lender;

6. Go to the Construction Committee for mortgage registration;

7. The Project Construction Committee issues his right certificate;

8, insurance, notarization and other procedures;

9. Allocate loans.

legal ground

Article 25 of the general principles of loans

If the borrower needs a loan, he should apply directly to the host bank or the agent bank of other banks. The borrower shall fill in the loan application, including the loan amount, loan purpose, repayment ability and repayment method, and provide the following information:

1. Basic information of the borrower and guarantor;

Two, the financial department or accounting (audit) firm approved the last year's financial report, as well as the previous financial report to apply for loans;

Three, the original unreasonable occupation of loans to correct the situation;

4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention;

Verb (abbreviation of verb) project proposal and feasibility report;

Other relevant information deemed necessary by the lender.