most people live on their parents' living expenses. If you are not careful, there will be more and more loans. If you don't pay, it will be borne by the family! ! Make the last family ruined everywhere. So! ! ! ! Stay away from online loans! ! !
why is there a campus loan?
in p>29, CBRC stopped banks from issuing credit cards to students, which provided a growing ground for college students to shop in installments and get loans. Security Jun believes that it is a choice if we can borrow money to help students, reduce the burden on the family, or solve the problem of insufficient funds faced by college students in the process of self-improvement and innovation and entrepreneurship through reasonable capital flow. However, due to various reasons, such as poor supervision, uneven professionals in the industry, and distorted consumption concepts of college students, campus loans are chaotic.
Many girls who are raised by their parents in the palm of their hands and care for their growth wholeheartedly have left adults, and they have not yet stepped into the society with one foot, or even learned to be independent, thus blocking their youth and life on an evil road with no chance to turn back.
In the impression of the world, "selling one's body" has always been an extremely serious and bleak matter. One must at least go to the situation that "the bully pursues debts, his parents are dead, and his wealth is ruined. Only by crying and crying can he take this difficult step".
In many serious literary works, selling oneself is endowed with a kind of compassion. The appearance of the "naked girl loan incident" has broken the serious and sad tone of "selling herself" since ancient times. What is "naked strip"? It is a private loan for female college students.
Generally speaking, when borrowing money, naked photos of borrowers holding ID cards are used to replace IOUs. When a default occurs, the lender forces the borrower to repay the loan by exposing nude photos and contacting the borrower's parents.
The illegal and stupid thing of "naked strip" has been exposed enough for a long time. Why are there so many naive people who jump into this pit safely regardless of their reputation?
what are the routines and hazards of campus loans?
1. The more you borrow, the more you can't stop. Generally, the borrowing amount is not high, but it will make you borrow more and more, and you can't stop.
2. Do you think "zero threshold" and "unsecured" are what you think?
the pattern Tucson is broken! Before borrowing money, criminals use seductive words, but in fact, they want to use students' identity information as collateral. These personal information may be used for telecom fraud, credit card fraud, etc. I believe everyone has heard more or less about the danger of information leakage in this era.
3. Do you think these platforms only charge interest?
NO！ They will also charge huge fees far higher than the principal and interest of loans in the names of handling fees, penalty interest, service fees, liquidated damages, late fees, and reminders. When these loan companies sell their business to college students, they often don't tell them in detail the calculation methods of loan interest, liquidated damages, late fees, etc., resulting in some college students who are inexperienced, weak in self-control and eager to consume (commonly known as stupid people and not much money) being cheated. No, you do the math yourself:
4. There are all kinds of debt collection methods
If the repayment is overdue, there are all kinds of debt collection methods. In order to alleviate the tense situation at hand, some students will choose to rob Peter to pay Paul, which will easily evolve into a situation of "rolling more and more". Individuals can't bear the pressure and are on the verge of collapse, which may even lead to tragedy. There will also be girls who choose "naked strips" to pay their debts. No matter whether they repay or not, the nude photos of these girls may be spread, and some illegal organizations have derived gray profit chains such as "meat repayment" and naked strip information trafficking.
After nude photos, friends around you will receive harassing text messages
This is another question of prestige, but for women, gossip can kill a person. Once you take a wrong step, you will live in chains all your life.