Many people will buy a car on 20 16, but because it is the first time to buy a car with a loan, it is not clear what the interest and handling fee for buying a car with a loan card is. Today, let's calculate the interest and handling fee of the 20 16 Tianjin loan to buy a car. Generally speaking, when the bank applying for a loan to buy a car in Tianjin takes Ping An Bank as an example, the monthly expected annualized interest rate will rise by 30%-45%. Car buyers can go to the bank for specific information. If the loan from China Construction Bank is 12 months, the handling fee rate is 4%, and the loan is charged for 24 months, and so on. The handling fee rate charged by China Bank for the loan of 65438+February is that the buyer applies for a car loan at the corresponding bank with his ID card, household registration certificate, local real estate license, car purchase contract, down payment invoice, car purchase agreement, contract signed with dealers or letter of intent. You can also buy a car by installment with a credit card or borrow money from a car dealer, but the expected annualized interest rate of the loan is higher than that of the bank.