The monthly withdrawal amount of the first suite is the actual monthly payment amount, and the monthly withdrawal amount of the second suite is 60% of the amount payable in the month of application. Repayment once a year can be traced back to the unpaid amount in the first 24 months at most.

Description of business processing:

1. Employees should check the completeness of the contract number, loan purpose, signing date and other elements in the loan contract and mortgage contract before handling the withdrawal. If there is a gap, please ask the loan bank to supplement or provide relevant certificates.

2. For pure corporate loans and portfolio loans, if the original provident fund (portfolio) loan contract is not obtained due to the mortgage formalities of the entrusted bank, a copy of the loan contract can be provided (without the seal of the loan bank). If the copy has not been obtained, the employee can check the contract number and notify the teller to handle it. If a portfolio loan is signed, employees should declare the floating interest rate of commercial loans in good faith, mark it on the business receipt and sign it for confirmation.

3. If the employees who have handled the business-to-public loan only handle the repayment and withdrawal of the original commercial loan or the new provident fund loan, they only need to provide materials according to the type of loan they need to handle.

4. If employees and non-family members in co-borrower are personal housing commercial loans, they cannot obtain personal housing commercial loan information from employees' personal credit reports. co-borrower who can obtain personal housing commercial loan information must bring the original ID card to the counter for written authorization.

5. A personal housing loan has multiple borrowers, and multiple borrowers are not members of the same family. During the period when employees and their spouses apply for loan repayment, other co-borrower may not apply for loan repayment. If the employee makes this withdrawal, it is deemed that he has obtained the consent of other co-borrower.

6. Employees who have objections to the number of housing units can inquire about the actual number of housing units in our city's real estate inquiry outlets and print the proof of housing property information inquiry of all family members (including spouses and minor children) (the inquiry deadline should be within 30 days from the date of application for extraction).

7. If the marriage relationship needs to be changed, a marriage certificate is required.