The general repayment ability is the monthly income minus 2000.

So your actual repayment ability is 2000 yuan per month.

If the loan lasts for 3 years, the maximum loan can be 72,000 yuan.

The down payment depends on how much you can pay.

Then see how much loan you need.

For example, the loan is about 30%, as long as the ID card.

About 50% loan plus driver's license work certificate

70% loan plus bank flow

Half down payment and the other half in the second year.

Your monthly income should be at least 10 thousand

You still want a loan

One of the husband and wife or one of the parents can be added as the borrower for repayment.