Housing renovation loan procedures are as follows:

1. The owner and the decoration enterprise sign the renovation contract and pay the deposit.

2. Carry personal ID card, local household registration book or temporary residence permit, house ownership certificate or purchase contract, renovation contract and deposit delivery certificate, personal income certificate (such as bank statement, payroll, deposit certificate), etc. And go to the selected bank/lending institution outlets to find the service window staff to apply for loans.

Go to the counter to get the application form and fill it out. Give the completed form together with the information you bring to the staff, and then wait patiently.

4. After receiving the application, the bank/lending institution will review the application according to the data, and issue the loan amount after the approval.

5. The notified customer will sign the loan contract at the outlet in time.

6. The bank/lending institution issues loan funds (generally, it is issued to the bank card in the customer's name, and then transferred to the decoration enterprise account to ensure earmarking).

The whole process will take about one or two months. After the loan is successfully approved, the customer should remember to repay the loan in installments on time according to the repayment plan agreed in the contract.

2. What are the procedures for the decoration loan?

Decoration loan procedures mainly include ID card, real estate license or house purchase contract, deed tax invoice, personal loan contract, and effective credit record of the lender (there can be no record of breach of contract for six consecutive periods). The lender signs a loan contract with the loan bank, and after the bank personnel verify it on site, the applicant applies for credit card and debit card, installs app, and the bank approves the loan.

3. What are the procedures for Chengdu Provident Fund loan to decorate the house?

The information provided is as follows:

1, general material

(1) legal identity documents;

(2) Proof of deposit of housing provident fund;

(3) the borrower's marriage certificate;

(4) The family has a stable income.

(5) Other necessary related materials.

2, new construction, renovation, overhaul housing categories:

(1) Proof of down payment or self-financing for the expenses required for building construction, renovation and overhaul.

(2) Construction, renovation and overhaul materials;

It is recommended to consult the provident fund center before handling it.

Or:

1. Employees shall collect and fill in the Application Form for Withdrawing Housing Provident Fund and the Application Form for Repaying Commercial Housing Loan from Housing Provident Fund at the bank or unit where the housing provident fund has been deposited.

Provident fund, the authenticity of the unit, and sign the opinion and affix the official seal of the unit (employees need to go to the loan bank to confirm the business loan);

3. The employee shall go through the procedures of extracting and auditing with relevant information at the management center and its branches or the bank where the account is opened;

4, the management center and its branches or bank in accepting the employee withdrawal application, the audited "housing provident fund withdrawal application form" signed consent; If there is any doubt after examination, the relevant extraction certification materials shall be retained and a decision on approval or disapproval shall be made.

5. The management center and its branches or the opening bank shall review the application form for the withdrawal of the provident fund, and issue the "Certificate for the Withdrawal of the Housing Provident Fund" to the unit where it is located, and go to the opening bank for withdrawal.

6, the withdrawal amount of more than 10000 yuan), construction, renovation, overhaul occupied housing, workers' families enjoy the minimum living guarantee for urban residents in this city, paid workers or spouses, children due to major diseases caused by family life is particularly difficult, workers' families suffered from fires, earthquakes and other causes of family life is particularly difficult, the bank that paid the housing provident fund shall go to the management center or its branches for review; After the management center or the "Application Form for Housing Provident Fund Extraction" issued by it and the "Certificate of Housing Provident Fund Extraction" issued by the unit, the withdrawal formalities shall be handled at the bank where the account is opened.

4. What information does the decoration loan need to provide?

Lenders applying for renovation loans generally need to provide the following materials to the bank:

1, valid ID card, certificate of permanent residence issued by neighborhood committee, and confirmation of my identity and permanent residence;

2. Proof of professional and personal income issued by the unit, proof of stable work for more than six months in a row (or proof of personal repayment ability);

3. Real estate certificate of real estate mortgage (required for mortgage loan);

4. Confirm the bank deposit statement and water and electricity tax bill to confirm their credit quality;

5. The decoration project contract signed with the decoration enterprise, the purchase certificate of decoration materials and other materials, and confirm the purpose of the loan;

6. A copy of the business license and qualification certificate of the decoration enterprise to confirm whether the partner is within the prescribed scope;

7. Other conditions required by banks or financial institutions.

Hope to adopt, thank you!