Step 1: The loan applicant submits the provident fund loan materials (including guarantee materials) to the Center.

Step 2: The loan applicant submits the commercial loan application materials and the Application Form for Personal Loan of Housing Provident Fund issued by the Center to the commercial bank designated by the Center.

Step 3: After receiving the Application Form for Personal Housing Provident Fund Loan approved by the commercial bank, the center will examine and approve the provident fund loan materials of the loan applicant.

Step 4: After receiving the central approval form, the commercial bank will examine and approve the commercial loan materials of the loan applicant.

Step 5: After the approval of the center and the commercial bank, the employees will go through the loan issuance procedures at the commercial bank first, and then go through the loan issuance procedures at the center. The date of signing the loan contract between the commercial bank and the provident fund center must be the same.

Minsheng Road Service Hall:No. Minsheng Road 179-6, Xiangfang District. Tel: 870 1049 1.

Nangang office: No.27 Majia Street, nangang district? Tel: 5363365 1

The above content comes from the website of Heilongjiang Provincial Government Provident Fund. ( 1)

Reference data

Portfolio loan process.