Today, Alipay has become the most commonly used payment method in our daily life. In addition, its ant borrowing is also very popular among young users. Borrowing is a credit product, and the demand for online micro-loans based on sesame credit points has won the favor of most Alipay users for its convenience. But borrowing money is different from spending money, and it is difficult to open it, because borrowing money can withdraw cash and has more uses. However, in some cases, the loan will be automatically closed.
The first is prepayment. Repaying the loan in advance is basically no problem, but borrowing a loan is different. Lending treasure belongs to Alipay's credit products, which brings convenience to people and makes a certain profit. If the loan is repaid in advance, the profit from the loan will be minimized. In this case, it is normal for the loan treasure to be closed. The second is abnormal behavior. Although you repay on time or in advance every month, you are quietly cashing in with Alipay, which is completely forbidden by Alipay. If you want to continue to use flowers, you must not violate these restricted areas.
The third is that your frequency of use is low. It is normal for Alipay to maintain the relationship between supply and demand. You need to provide it to you, and then earn a certain amount of interest appropriately. However, if it is not used for a long time, this quota will be vacant for a long time and will not generate profits, so the function will be closed. The fourth is overdue. After the loan consumption exceeds your repayment ability, it is likely to lead to overdue.
These behaviors are likely to lead to the closure of flower buds and borrowing buds. However, there is a way to avoid this situation. If you don't know enough about your credit, there are some official WeChat account platforms that can help you generate credit reports, comprehensively detect your credit information, overdue, online loan index, blacklist, and even help you analyze the reasons for the rejection of online loans, which is very convenient.
In addition, borrowing money is not equal to spending money. Credit will be collected at the meeting after the overdue loan, and this function will be turned off after the overdue loan. When using this function, everyone must live within their means and spend moderately, otherwise the consequences will be at their own risk. You got it?