Yes.
Repayment method: monthly interest, annual principal, equal principal and interest, equal principal Interest rate: 10-30
Amount: 1 million (some banks can reach 10 million) Age of borrower : 25-55 years old
Repayment period: 1, 3, 5, 10 years
Application conditions:
1. Nature of the house; residential, office building, Villas, commercial housing, cost-price housing, affordable housing (strict requirements for affordable housing) and the property rights are clear within 20 years
2. The mortgagor or borrower (age is normal) 25-55 years old) and in good health
3. The mortgagor or borrower's credit report must not be involved in the past 24 months6
4. The mortgagor or borrower can prove the source of repayment and other assets (large time deposit certificates, second properties, stocks, funds, etc.)
5. The actual purpose of the funds must be clear
Prepare information; borrower information;
1. Original and photocopy of the borrower’s and spouse’s ID card and household register (if single, a single certificate is required)
2. Proof of the borrower’s marital status and a photocopy
3. Family property, car ownership certificates and copies, and other asset certification materials (house ownership certificate, land use certificate, original deed and
copy)
4. Individual Main bank account statements for the past 6 to 12 months (stamped with banking business seal)
5. Proof of income from work unit
6. Family private loan slip and other supporting materials
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7. Evaluation report