Having a criminal record does not affect the loan to buy a car.

A criminal record is a crime. People who have committed crimes also need to live a normal life. It is also normal to borrow money to buy a car to meet the needs of life.

As long as they have jobs and income, and dealers are willing to borrow money, they can borrow money to buy a car.

To apply for a personal loan, you need to meet the following conditions:

1. A citizen of China who has a permanent residence, permanent residence or valid residence certificate at the place where the loan bank is located, is under 65 years of age (inclusive) and has full capacity for civil conduct;

2. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;

3. Have a good credit record and willingness to repay, and have no bad credit record;

4. Being able to provide legal, effective and reliable guarantee recognized by the bank;

5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;

6. Other conditions stipulated by the bank.