No. According to the conditions of Shaanxi Xinhe Loan, the applicant must be a natural person with full civil capacity, aged between 18-60 years old, with good personal credit, no bad credit record, a stable source of income and full repayment of the loan. Ability and willingness to repay, seniors over 60 years old cannot take loans. Shaanxi Rural Credit Cooperatives Federation is the collective abbreviation of rural credit cooperatives, rural cooperative banks, rural commercial banks and other rural cooperative (commercial) financial institutions within the jurisdiction of Shaanxi Province. The current party committee secretary and chairman of the Shaanxi Rural Credit Cooperatives United Cooperative is Mao Yashe.