Hami Corps provident fund can be used to buy second-hand houses, and second-hand houses can be bought with provident fund loans. As long as the following conditions are met:

1. There is a contract or agreement for the purchase of housing, and the down payment amount is not less than the specified proportion of the value of the purchased housing.

2. Have a relatively stable economic income, have the corresponding loan repayment ability, and have good personal credit.

3. A natural person with full capacity for civil conduct has not exceeded the statutory retirement age stipulated by the state and has paid the housing provident fund in the housing provident fund management center.

4. Employees with permanent residence or valid residence identification.

5. At the time of application, the housing provident fund has been normally deposited in the provident fund center for more than 6 months (inclusive), and the provident fund has not been withdrawn to pay the down payment for the proposed house purchase, and there is no balance of the provident fund loan.